Gaya APA

dkk, M., Karlena, Y. (2014). Kiat Mengelola Credit Union: No Credit Union Succeed Without Good System and Good People . Yogyakarta: Elex Media Komputindo.

Gaya MLA

dkk, Munaldus.., Karlena, Yuspita. "Kiat Mengelola Credit Union: No Credit Union Succeed Without Good System and Good People". Yogyakarta: Elex Media Komputindo, 2014. Text.